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Identity Theft

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Credit/Debit Card Theft: Punishments, Penalties and Consequences

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There were numerous unauthorized automatic debits from our bank account to an internet porn site. What can I do to stop these debits? How do I go about prosecuting for something like this?
What is identity theft?
Someone applied for credit cards in my name and besides being dunned by collection agencies, my credit is ruined. How can they do this, and why can't I clear my credit card when I did nothing wrong?
Someone stole my PIN for my ATM card and raided my bank account. What can I do?
I have had large monthly charges put onto my credit card that I never authorized. It is the same amount every month. I didn't even notice it the first two months, as I thought my husband had charged something. What's going on?

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